Work Place Life Insurance Benefits Shrinking

Recently I noticed an alarming trend amongst employers. They are continuing to lower benefits and increase health insurance deductibles on their employees to save BIG BROTHER money. 

What is a person to do that is trying to put a Plan together for their family financially? Can you really rely on BIG BROTHER providing you the life insurance protection you need?

Case in point, I recently met with a client who just last year had 5x their earnings in life insurance via BIG BROTHER CORPORATION. Needless to say, BIG BROTHER company has taken a dramatic hit with the economy. Not only has the employer raised the average employee health insurance deductible to $2,500 individual and $5,000 family the price increased 25%. Oh, and if you are wondering about my clients life insurance through BIG BROTHER company they are now limited to Base Salary. 

I hope you can plainly see the importance of carrying Life Insurance outside of your BIG BROTHER plan.

Plan for it...because it happens.